A lot of software is complex. Sometimes it's not even the software that's complex; it's the landscape of the problem that the software is solving. There are data elements and workflows and variations and options. Requirements frequently start with, "Normally, we foo the bar in the bat, with baz. On alternate Tuesdays in the summer, though, we pluto the mars in the saturn. Our biggest customer does something a little different with that bit, so we'll need an option to jupiter the mars in the saturn, too." Add in a product manager who answers every question with, "well, let's make that an option", and you end up with a user interface that looks like this:
No one wants to use that.
It's software that has taken all of the complexity of the problem space and barfed it out onto the user. That's not what they wanted. I promise. Even if it's what they asked for, it's not what they wanted.
Building software is about making decisions. Good software limits options; it doesn't add them. You start with a massive problem space: "Software can do anything!" and limit from there. First, you decide that you're going to solve an accounting problem. Then you decide what kind of inputs and outputs go into this accounting problem, and how the workflows go. You do this by consulting with people who know the problem space really well. Define what you will do and - just as important - what you won't do. Exposing a decision says, "I don't understand this problem; you decide." Making a decision builds customer confidence; it says, "I know what I'm doing." All the time you're creating power by limiting choices.
It's okay to make decisions in software. Take a stand; your software will be better for it.